Broker Check

Financial Planning

McKay Wealth Management

At McKay Wealth Management, we are passionate about promoting an atmosphere of transparency, inclusion, and diversity. It is important to us to find opportunities for client education as often as possible. We work with you to discover your needs and desires. Using a strategic and holistic approach, we create a plan which will allow you to retire confidently. Even if you are not yet close to retirement age, we will ensure that you are prepared with a proactive approach to life and retirement planning. Wealth accumulation is a journey, and we are here with you every step of the way. Work with our team of financial professionals to help take your journey to new heights.

 

What is Financial Planning?

Financial Planning is the process of determining individual goals and objectives, finding solutions, and putting those plans into practice. Ongoing monitoring and adjusting is a major component of the financial planning process. We provide our clients with the education and tools needed to pursue financial freedom and success.

 

Our Process

We provide financial planning services for individuals & families, business owners, and women. With a high focus on investment management services, our team can help you, your family, and your business achieve the realistic goals and objectives we outline together. From there, we help make your dreams a reality. Beginning with an introduction meeting where we get to know you and your values, we obtain information needed to conduct a review of what you have currently. We find out where you are going and what you need in order to get there. A holistic plan is outlined and provided to you. After that, we coach you on how to implement your plan, and then provide ongoing monitoring and support. Adjustments will be made as your life changes and grows for our ongoing financial planning services that we provide.

 

Financial Planning Services

  • Client Service and Communication – Client service and communication is the most vital component of what we do. In order to establish a timeline for your financial achievements, we communicate often and openly with our clients.
  • Investment Services – We conduct frequent reviews of your investment portfolio and meet regularly to ensure that your wealth is working hard for you. Our investment solutions are designed specifically to meet your individual needs and goals. Even when we are not with you, we are working for you. We provide ongoing monitoring and make recommendations for changes as needed, because we all know life doesn’t stand still.
  • Tax Planning Strategies* – A holistic review of your financial scenario provides us insight into opportunities for tax minimization. We offer quarterly reviews to ensure we are incorporating any new tax law changes or changes in your life into your tax plan. 
  • Retirement Planning – An analysis of your present and future income needs drives investment decision making. Continual development and implementation of recommendations will fund your income needs and ensure that you are able to maintain your ideal standard of living now and in the future. We provide a comprehensive review of your employer sponsored retirement plans and suggest how to maximize the use of them.
  • Estate Planning – We analyze your current estate plan and address any concerns you have. You will receive guidance on what next steps are appropriate and necessary in the event that you lose a loved one. Taking a proactive approach to estate planning allows room for the process of grieving and helps remove any unnecessary worry or stress that comes with these events.
  • Specialty Planning – Part of our specialty planning is providing philanthropic solutions through review of a family’s goals and charitable values. Getting to know our clients and their core values is a large part of how we maximize the effectiveness of our services. We provide executive compensation review and small business operational analysis as well.


Financial Planning Packages

We have a variety of services and offer different packages at different fee levels to ensure that we can assist any individual based on their unique needs. There is no one size fits all financial plan, so we have come up with various packages to meet the needs of each client we work with. This approach makes our services accessible to all. It is never too early or too late to begin the process of finding financial freedom and success. 

*Neither Cetera Advisor Networks LLC  nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.

**The financial planning fees (fees) described above may increase or decrease depending upon the complexity of your individualized financial plan or the assets upon which your financial plan is based. Financial plans are sold pursuant to a Financial Planning Agreement (FPA) between Cetera Advisor Networks LLC and you, the client, pursuant to the terms and conditions contained therein. Please consult the fee listed on the FPA for the fee applicable to your financial plan. In the event of a discrepancy between the fees listed above and the fee listed on your FPA, the fee listed on your FPA will control.